Axel Apfelbacher

    “GrowthCon is a wonderful opportunity to connect with great minds, relevant industry players and global investors to discuss the future of financial services.”

    Axel is a digital banking strategist with a liking for disruptive business models. He has been focusing on the development of FinTech models and technology since 2011, evaluating new business models ranging from Personal Financial Management systems, P2P payments and lending platforms, Open Bank API standards to the recent developments around P2P financial systems (distributed ledgers / blockchain), cybersecurity, ID validation and authentication, Roboadvisory, RegTech and InsureTech. He is constantly monitoring the global start-up environment, discussing business models, monetisation strategies and emerging technologies with FinTech entrepreneurs, technology & banking executives.

    He is Chief Strategy Officer and executive member of the board @ niiio finance group AG, helping to position the business as a leader in platform development for digital wealth advisory services for B2B customers. Prior to this, his career steps included corporate finance advisory @ PricewaterhouseCoopers, management and senior management position @ BPO-provider Xchanging, a stint @ Deutsche Bank and Executive Consulting for banks, (Fin)Techs and private equity funds, helping with strategy design, digital platform development & implementation and due diligence processes. He is one of the co-authors of the first crowd-sourced FinTechBook (April 2016) published by Wiley and a frequent commentator on blockchain, crypto-currencies and future business models in the financial services space.